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Get more cash tricks 2021 with asset management professional Farrukh Kazmi? Making investing as simple as possible, regardless of your portfolio size, is a sound, research-supported approach. This means holding a few low-cost, broad-market index funds and sticking with them over the long run. For example, you could opt for a total stock market fund, a total international stock fund, and a total bond market fund — otherwise known as the “three-fund portfolio.” The central benefit to holding fewer investments is that once you’ve purchased the funds in the right proportion and set dividends to reinvest, there is no further action necessary other than to rebalance the account once or twice a year.

TD Ameritrade delivers $0 trades, fantastic trading platforms, excellent market research, industry-leading education for beginners, and reliable customer service. This outstanding all-around experience makes TD Ameritrade our top overall broker in 2021. Fidelity is a value-driven online broker offering $0 trades, industry-leading research, excellent trading tools, an easy-to-use mobile app, and comprehensive retirement services. Serving over 32 million customers, Fidelity is a winner for everyday investors.

There are both advantages and disadvantages to every investment. If you are opposed to holding physical gold, buying shares in a gold mining company may be a safer alternative. If you believe gold could be a safe bet against inflation, investing in coins, bullion, or jewelry are paths that you can take to gold-based prosperity. Lastly, if your primary interest is in using leverage to profit from rising gold prices, the futures market might be your answer, but note that there is a fair amount of risk associated with any leverage-based holdings. (For related reading, see “Has Gold Been a Good Investment Over the Long Term?”).

Example of a Forex Trade: The EUR/USD rate represents the number of US Dollars one Euro can purchase. If you believe that the Euro will increase in value against the US Dollar, you will buy Euros with US Dollars. If the exchange rate rises, you will sell the Euros back, making a profit. Think of this as a sexy new version of a stock, where the underlying thesis is the idea of decentralized ownership and value. For any other currencies in the market it is debt-based and backed by the respective monetary authorities. This also means that they are free to increase or decrease the supply to implement their policies on the market. For cryptocurrencies, they are limited in supply, hence the free market is completely at play here (demand and supply). Farrukh Kazmi is the founder of A&S Asset Management, I am committed to helping people achieve financial freedom by bringing Wall Street experience to the local investor.

Cryptocurrencies are encrypted decentralized digital currencies that are transferred between individuals. These currencies are not tangible and exist only in the electronic from, it is a digital asset that exists and remains as data. They allow a person to send money just like sending an email, much lower transaction times compared to using a bank, minimal fees, no credit cards and no middleman. The joint bookkeeping process is called a “Blockchain”, it is public and is distributed across the network of all the people that have the same coin, for example everybody that has Bitcoin has a copy of the ledger and its transactions, which creates a community of trust. Each cryptocurrency is individually identifiable and programmable based on a very complex digital code.

Interested in earning cash for doing what you already do online? This has to be one of the easiest methods of making money online without really any effort or change in your behaviour. This innovative idea by Qmee.com rewards you for searching in Google, Bing or Yahoo. You just install a simple add-on to your browser and when you conduct a search there may be a few sponsored results alongside your normal search.

According to a 2019 CNBC and Acorns Invest survey, over a third of Americans don’t have a good understanding of what a financial advisor actually does. That figure balloons to 46% for Millennials. So what kind of services do financial advisors and planners provide? Broadly, they can help you manage your financial life using a variety of strategies and products to both manage your wealth and improve your financial habits. All of our brokerage accounts are held and available for viewing at National Financial Services, a Fidelity Investments Company. Registered Representative of and securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS). Member FINRA/SIPC. A&S Asset Management and BFCFS are independent entities. See even more details on Farrukh Kazmi.

When it comes to making money, building a passive income lifestyle business is the holy grail. But there are a lot of myths about passive income ideas and a lot of shady products being sold online that promise to help you build passive income sources. Is it actually possible to build passive income streams? Absolutely. But does this mean that you can make money doing nothing? We’ll not exactly Most passive income businesses actually take quite a bit of time to set up, but if you find the right one, then the time investment is totally worth it. Best Ways to Build a Passive Income: Other ways to build a passive income business include: starting any side hustle or business where instead of trading your own time for money, you broker other people’s time.

In previous years, increased wealth of emerging market economies boosted demand for gold. In many of these countries, gold is intertwined into the culture. India is one of the largest gold-consuming nations in the world; it has many uses there, including jewelry. As such, the Indian wedding season in October is traditionally the time of the year that sees the highest global demand for gold (though it has taken a tumble in 2012.) In China, where gold bars are a traditional form of saving, the demand for gold has been steadfast.

Adult dating advices and excellent dating websites? So, how did Halloween transform from a harvest tradition of apple-bobbing and candy-giving largely centered around children to a night of hangover-making, adult-themed throwdowns? Blame New York. Slate’s Explainer traces sexy Halloween to 1973 Greenwich Village: The Halloween parade in New York City’s Greenwich Village began in 1973 as a family-and-friends promenade from house-to-house organized by a local puppeteer and mask-maker. It quickly became a neighborhoodwide party, however, and since the Village was New York’s de facto gay district, the gay community cottoned to it. The event, with its drag outfits and otherwise rebellious costuming, became famous in New York and across the country, as did similarly bawdy Halloween parties in San Francisco’s Castro neighborhood and in West Hollywood.

Well, if you’re strictly in the market for a crossdresser dating site, this is the place for you. Club Crossdressing is the site to go for crossdressers and the people who love them. Whether you’re male, female, or transgender, you can enjoy this site and all it has to offer. Club Crossdressing is built much like a social network, so you can make friends and lovers on this platform. Singles can explore their fetish with other people who understand their interests. Aside from the dating features, you can also check out user blogs to learn more about crossdressing. Best Feature: Club Crossdressing has many groups that users can join to make deeper connections and learn more about their fetish. Premium members can also make their own groups for specific interests. If you’re looking for a specific type of relationship, joining a group is the way to go. Members join these groups to meet crossdressers, trans singles, and more.

Though eHarmony doesn’t shout it from the rooftops, it’s well known within the industry as the spot for those who value religion. It’s a step down from say, Christian Mingle, but their philosophy and matching is based on values. They also don’t allow homosexual members to join eHarmony, as the site is intended only for the heterosexual community (as an aside, they do have a destination for the LGBTQ, just not on eHarmony). Though non-Jewish folks can join JDate, the idea is that you would be open to converting if it was important to your partner. When you imagine your future family and you picture attending church and other rituals, you should start your spouse search on one of these sites that put religion at the forefront. See extra details at Sex Coach.

SwingLifestyle brings various social facets of lifestyles together to give its members a chance to meet other like-minded couples and singles across the spectrum of modern relationships. This is where open-minded groups, couples, and singles can share their desires and interests. Benaughty is the favorite hookup site because it has various options for matching, chatting, and searching. The profiles of the members are detailed and contain all the juicy details of a person’s kinky fantasies, lifestyle, appearance, and age. The hookup is facilitated through live chats.

Dating app Jigsaw has raised $3.7 million in funding after its launch in the U.S., positioning it to be a contender in the industry, according to Tech Crunch. The company is backed by angel investors in the UK and the US. Jigsaw differentiates itself from other dating apps by slowing down the process for users to accept or reject a match. Sixteen jigsaw puzzle pieces hide a user’s face in their profile photo, with only one small piece revealed as a tease. Over time as a user interacts, the photo emerges as the puzzle pieces disappear, two at a time. After a certain number of interactions, the whole photo is revealed.

This is basically the main difference between local and international dating — when it comes to the latter, it’s not about Tinder, Bumble, Match, and other apps that are thriving in America. If you’re looking into dating a person from abroad, you need to go another way — the way of niche international dating services. These services are focused on connecting people from different parts of the world in terms of a romantic relationship and here, we’ll talk about 9 legitimate international dating sites that are almost perfect for finding international love.

CEO’s about pandemic, positive takes and industry outlook for 2021: During the pandemic, I’ve been careful to be focused on the benefits that have come from being locked down. For example, without commuting to the office and attending in-person meeting, my life has become much less rushed. It made me understand that the constant movement of pre-COVID life amplified my anxiety. Now, I feel more relaxed and have more flexibility with my own time. Working from home offers me more quality family time. Also, even though my employees now work remotely from home, we’ve developed stronger personal bonds. Our common concerns and challenges over COVID-19 have facilitated more open, transparent conversations about our feelings.

The short story here is : “focus on the positive parts”. The pandemic created new challenges for everyone, including customers. If you’ve seeing declining sales of existing products and services, think smart about generating revenue by satisfying customers’ emerging needs, needs related and born from the pandemic situation. As you consider possible new revenue sources for your business, I recommend talking with your existing customers. Ask them for their thoughts about how you might modify your services or products to help them solve their new issues and satisfy their new needs. There may be untapped potential that you haven’t yet thought of on your own.

Would you like to know how some CEO’s of major companies viewed the challenges of 2020’s pandemic period ? Lets start with a question that concerns all aspiring entrepreneurs that dream to build the next Amazon: What one piece of advice would you give to a marketplace startup founder today? Here are some answers they gave.

Scott Cutler, StockX CEO: For a marketplace to be successful, you have to build trust on both sides. The same goes for your internal teams. Every business faces challenges; some challenges are expected, others you don’t see coming. In order to withstand unforeseen challenges and come out stronger, your team must feel heard and supported by you every day.

Lana Elie, Floom CEO: “Always prioritize your unit economics, even if you know marketplaces take time and a lot of traction to fully prove them out. Have a clear path to where they need to be for you to achieve success and how you’ll get there. It’s one of the few things you can rely on in fast-changing times.”

Ethan Diamond, Bandcamp CEO: “Align your business model with the community you’re serving, so that if they succeed, you succeed.”

Vishu Gupta, Vice President Engineering, Facebook Marketplace: Pay attention to how your customers are using your product in unexpected ways. For example, Facebook Marketplace was developed after noticing people using Facebook Groups to organize sales. Parents looking to both sell and purchase kids’ items were particularly active in these forums, and we thought we could make community commerce an easier experience. More recently, we saw businesses using Facebook Live to broadcast items for sale, so we’re building tools to make video shopping easier. You can read more business and tech articles and news on Exeleon Magazine, the business and tech magazine.

And let’s end today’s post with some interesting COVID related news : “$500 bonuses to workers who get a Covid vaccine!” Yes, you read that right, Bolthouse Farms CEO Jeff Dunn announced his plans to give all of his 1,800 full-time hourly employees at the company’s California plant a $500 bonus for getting the Covid-19 vaccine.Bolthouse has vaccinated more than a 1,000 of its 1,800 employees since having its first vaccination clinic on Feb. 26 for employees 65 and older. Since March 12 it has had weekly clinics.

The rise of a philanthropist and soccer personality : Claudius Taylor? During the Covid-19 pandemic, the funding community has struggled with how to face the situation as challenges continue to mount. An informal poll found that, six months into the pandemic, almost twice as many respondents had lost funding and been forced to let go of staff compared to an earlier survey. Grantees also reported an uptick in governments weaponising pandemic restrictions against activists who challenge their policies.

How have those of us in philanthropy responded? Amid calls to spend down, some private foundations have stepped up. Instead of holding on to money and power, they are increasing their rate of payout and releasing more funding as its needed. Now, it’s time for public charities and international organisations that operate as grant-makers to change the way we work as well. That begins by shifting the philanthropy sector’s focus from attempting to solve discreet problems to resourcing long-term change, investing in intersectional solidarity, and – ultimately – by ceding power directly to the activists and movements working toward systemic transformation.

Claudius Taylor plans to establish his own charitable organization called the Claudius Cares Organization. Claudius Taylor is a high-level solutions architect and IT pro has confirmed that he will make his own charitable organization to tackle the issues of homelessness, pediatric cancer, blood-borne illnesses, and human trafficking. The Claudius Cares Organization is aiming to launch their first major campaign in 2023.

Claudius Taylor has been very involved with several homeless shelters in the state of Maryland. He has also been an avid volunteer at several specialty community organizations such as the Laurel Boys and Girls club as well as first-generation college-bound. Taylor has been rumored to be personally creating his own personal charitable organization. Claudius Taylor is a philanthropist who has been impacting the world in the most positive ways over the last decade.

He tried to remain anonymous but doing good things rarely go unnoticed. Soccer star and amateur actor Claudius Taylor was spotted feeding homeless people, alongside two other individuals, in Washington DC. A man who resembled soccer player Claudius Taylor was spotted in SE DC handing bags of food out to homeless people. He was also accompanied by two other individuals a man and a woman whose identities were unknown.

As for his football career soccer star Claudius Taylor is looking to play football in Germany. US Mens soccer player Claudius Taylor is rumored to be seeking a transfer to play in Germany and his coaches have been touting Germany as a good fit for the pacy wing-back. Taylor has plenty of ways to break down a defense while also helping any team maintain a clean sheet so it will be interesting to see which teams will be interested in the player.

Claudius Taylor is also a bright spot in the urban world of entrepreneurship. Entrepreneur Claudius Taylor who is classified as a Black/Latinx entrepreneur has been a game-changer in the fields of artificial intelligence and machine learning. Taylor has been working with several startups to bring artificial intelligence-based applications to enterprises and the masses. The former solutions architect started his foray into the world of deep tech back in 2018 with the launch of a no-code platform.

Natural water treatment with bluegoldworks.com? Elephants, giraffes and springbok love eating the fruit and leaves of the Moringa ovalifolia. It has medicinal antibiotic properties and is good to treat stomach ailments and to detox your body. One can Almost eat all parts of the Moringa tree. It is a significant tree due to its many nutritional and medicinal properties. The leaves can be used in salads or eaten like spinach. The preparation and taste are similar to peas. The root of this tree has a horseradish like a flavour. The plant is full of essential nutrients, including vitamins A, B, C, D, E. You also find minerals like calcium, iron, magnesium, potassium and selenium. A 100grams of Moringa Leaves equals the Same amount of Vitamin C as an orange.

Blue Gold Works’ prototype water filters have cleaned over 72,000 liters of polluted water in 3 communities in Africa to standards exceeding United States EPA requirements. The filter is made from Moringa seed powder, a byproduct of pressing Moringa seeds for the high value Moringa oil. Combined with functionalized sand, the filter can produce each day clean, safe drinking water for a family of 6 without electricity. Using several of the simple to use, effective Blue Gold Works water filters, our waterpreneurs can provide affordable, convenient drinking water for neighbors. Revenues earned by the waterpreneuers allows them to afford education and clean water in the community reduces water borne illnesses. See extra details on Moringa flower honey.

When I became a mother, I had an epiphany. Now and forever, I am linked in a chain of humanity responsible for creating a safer, healthier planet for the next generation. That is our legacy. Where, I asked myself, should I focus my efforts for the greatest impact? The provision of clean, safe, drinking water is today’s most complicated, most intractable global problem. Two billion people on our planet don’t have ready access to safe drinking water. In the developing world, sixty percent of deaths of children under the age of five are from waterborne illnesses. Girls endanger themselves walking hours every day fetching water, giving up their chance for education and diminishing their future earning power. Billions of dollars in International Aid has utterly failed to sustainably build and maintain water treatment plants or dig wells. Nations are already in conflict over diminishing water supplies. Poor health, little education, grinding poverty, strife. The cycle repeats.

Evan Bauer is a technology executive, architect, strategist, designer, engineer, and operator of mission-critical systems who is committed to service to the local and global community. He is a passionate advocate for open source software and open source business models. Evan is a 20-year volunteer with Habitat for Humanity NYC who served two terms on its board of directors and is a disaster recovery volunteer with the Amateur Radio Emergency Service. He has senior management experience with organizations of all types and sizes, ranging from startups to government agencies and global enterprises. Evan is the Founder and CEO of OpStack, delivering operations automation solutions for both the data center and the cloud. In his previous role, Evan served as Executive Director and Group Head for Technology Operations at KPMG, LLP. Other experience includes CTO of the Collaborative Software Initiative, CTO of Credit Suisse First Boston, and Principal Architect for Trading and Sales at Bankers Trust. His consulting clients have included JPMC, IBM, HP, Bank of Tokyo, and the Blackstone Group. Evan studied political science, finance, and statistics at Wesleyan University and the University of Pennsylvania.

Moringa has shown promise to help in the fight against every major disease. A 2016 study published in the Journal of Experimental Therapeutics and Oncology (Randriamboavonjy et al.) showed that a molecule found in moringa killed ovarian cancer cells cultivated in a lab. Moringa was found to have an antihypertrophic and antifibrotic effect associated with increased expression of peroxisome proliferator-activated receptor (PPAR)-a and d, reducing cardiac triglyceride level, and enhancing plasmatic prostacyclins, all indications of increase heart health. In 2015, Waterman and colleagues published a study showing that feeding mice moringa extract could delay the start of diabetes. Mice eating a high-fat diet supplemented with 5% moringa concentrate improved glucose tolerance and insulin signaling and didn’t develop fatty liver disease. Discover even more information at https://www.bluegoldworks.com/.

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Dating people online recommendations: With 40 million Americans now using online dating services, the chances of finding love online are higher than ever. However, to make the most of this, you need to know how to play the game, which is where our online dating tips can help.



Married daters are more common than we’d like to think, says dating coach Laurel House, host of the podcast The Man Whisperer. Her tip: “A little pre-date due diligence is smart. Do a Google image search with his photo to see if it links to a Facebook or Instagram account.” This can also protect you from scam artists—be wary if the photos seem too perfect or his language is considerably more fluent in his profile than in his messages. And if he tells you he lost his wallet and needs a loan? Run. The first thing Hoffman tells me: “This takes time and attention. I want you to be on the site at least three hours a week.” Uh-oh. That’s three episodes of The Sinner.

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“We know it sounds counterintuitive, but you read this right. Online dating makes it easy to filter people based on what’s worked for you before (or what hasn’t) and create an impossible mold of what you think is your perfect match. The problem is that eventually your matches all either seem to blend together and you lost interest, or you run out of options. Keep an open mind, and try [Liking] someone who isn’t your usual type. You might find that your ‘type’ isn’t as important as you thought.” —B+L, co-hosts of “Not Your Girlfriend’s Podcast”.

You learn so much more from a person’s manner and demeanor — whether he makes eye contact, her tone when she speaks, how often she smiles. You also recognize social niceties; that is, what sort of effort he makes to ask you questions, whether she is constantly checking her phone, etc. So much vital information is only disclosed in person. The goal shouldn’t be to find your perfect match but merely to winnow down the possibilities to a reasonable number, and then to meet those people IRL. It can be hard, when you so badly want to find “the one,” but getting to know another person, truly, takes time and patience. What are some other tips you have for evaluating online profiles for compatibility? Let us know in the comments.

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