Category: Business

Do you want to make money while traveling the world ? You should take a look at this free Instagram course that will teach you how to be paid to travel the world. Get your first 100 followers on Instagram and start making money while being a travel blogger.

Paul is a digital nomad for all it takes, since 2017 he has embraced a free spirit lifestyle, traveled in over 40 countries around the world and has a desire to reach 196! And all of this while being paid to travel! You can take a look at his reviews here https://paulsholiday.com/reviews/.

Paul has visited many countries and locations. Here are a few of them (and please remember, he is making profit while visiting):

September 2018, Phuket-Thailand : Thailand and Phuket are an awesome destination if you are searching for ancient history mixed with modern attractions feeling. The Phi Phi Islands, also in Krabi, are one of Thailand’s most popular resort areas for a reason. Only Phi Phi Don is inhabited, with day trips available to the surrounding islands. One of the fun spots on Koh Phi Phi is Monkey Beach, where you’ll come face-to-face, literally, with the namesake creatures. You can hire a guide to take you out on a small wooden boat or rent your own kayak. There’s also a small stand where you can buy snacks and fruit shakes, but hang onto your treats. If you leave them unguarded, the monkeys will brazenly dig in and chow down right in front of you. Long Beach is another nice spot on the island; it’s not a secluded place, but is great for watching the sunset. If you’re lucky and the tide is out, it’s a beautiful walk back toward the main part of the island. Tour operators offer packages for snorkeling and diving trips, as well as excursions to the infamous Maya Bay, where the Leonardo DiCaprio movie The Beach was filmed. Because Koh Phi Phi draws so many tourists, there are plenty of tour companies arranging tickets to other beach destinations, such as Phuket, Koh Chang, and Koh Lanta. Though you would hardly know to see it now, Phi Phi Don was one of the areas hit hard by the 2004 tsunami. Guesthouses, restaurants, and markets have been rebuilt and crowds still come in droves to the resort island. There is a small, somber memorial park to honor those who died in the tragedy, yet the resort areas appear otherwise revived.

June 2018, Vienna, Austria : Top destinations in Austria! Located west of Vienna, the historic city of Krems marks the point where the blue Danube and the Krems rivers converge at the beginning of the Wachau Valley. Krems boasts a historic city center, and the pedestrian friendly layout encourages exploring the ancient city gates and the castle called Gozzoburg. Krems has a reputation for its impressive wine industry, and many visitors come to explore exactly that. The Weinstadmuseum is a wine-focused museum in the center of town, and there travelers can get great recommendations for local wineries and tasting rooms dotted throughout Krems and along the banks of the Danube.

March 2018, Beijing, China : China is a fascinating place if you are searching for ancient history mixed with modern attractions feeling. Considered one of the world’s most important historic gardens — hence their designation as a UNESCO World Heritage Site — the Classical Gardens of Suzhou should rank highly on your China travel itinerary. Located in the historic city of Suzhou in Jiangsu province, these magnificent gardens were established in the 11th century, at a time when the city was experiencing unprecedented growth, and were among some 270 or more gardens planted here. Of the surviving restored gardens, the most famous is the delightful Garden of Lingering, a seven-acre site laid out in 1800 on the site of a park originally created during the Ming Dynasty. One of the most famous garden complexes in China, the garden boasts a pool, several attractive buildings, a man-made hill, a grove of peach trees, and a lovely covered pathway on the walls of which hang more than three hundred stone tablets engraved with old Chinese characters. Also worth visiting is the Garden of the Cang Lang Ting Pavilion, a two-acre garden offering many unique features, including a double arcade connecting the inner and outer sections.

Paul has visited over 40 countries, there are to many to write about all of them here, but the question is : Do you want to Make money while traveling the world ? Check Paul’s free Instagram guide on how to grow your followers and be a travel blogger, paid to travel.

Comparing multiple mortgage offers for a home loan is a challenge you will face when refinancing your home. If you are looking at multiple offers for the lowest mortgage rate, Here is what you need to know: Obtain a Loan Estimate (LE).It’s a three page document required by law to be sent to you within 3 days of your application date. This document will outline your interest rate, payment and all fees associated with the acquisition of the loan.

Mortgage terms : Closed mortgage – A mortgage that cannot be repaid or prepaid, renegotiated or refinanced prior to maturity, unless stated in the agreed upon terms. Closing costs – Costs that are in addition to the purchase price of a property and which must be paid on the closing date. Examples include legal fees, land transfer taxes, and disbursements. Debt service ratio – The percentage of the borrower’s income used for monthly payments of principal, interest, taxes, heating costs, condo fees (if applicable) and debts. GDS is gross debt service – how much you spend on Principal, Interest, Taxes and Heating. TDS is total debt service – GDS plus all other debt payment obligations. Default – A homeowner is ‘in default’ when he or she breaks the terms of a mortgage agreement, usually by not making required mortgage payments or by not making payments on time. Down payment – The money that you pay up-front for a house. Down payments typically range from 5%-20% of the total value of the home, but can be anything above 5%, if you qualify. Early Discharge Penalty – A penalty you may pay your lending institution for breaking the mortgage contract early. This is usually 3 months interest or the Interest Rate Differential (IRD), whichever is larger. See below for IRD.

Paying attention to your financial situation is extremely important. Here are several advices regarding finance issues. Charge cards do not have a preset spending limit and balances must be paid in full at the end of each month. Charge cards typically do not have a finance charge or minimum payment because the balance needs to be paid in full. Late payments are subject to a fee, charge restrictions, or card cancellation depending on your card agreement. You typically need to have a good credit history in order to qualify for a charge card.

Obtaining a Payday Loan: Payday loan providers are typically small credit merchants with physical locations that allow onsite credit applications and approval. Some payday loan services may also be available through online lenders. To complete a payday loan application, a borrower must provide paystubs from their employer showing their current levels of income. Payday lenders often base their loan principal on a percentage of the borrower’s predicted short-term income. Many also use a borrower’s wages as collateral. Other factors influencing the loan terms include a borrower’s credit score and credit history, which is obtained from a hard credit pull at the time of application. More financial calculators at Calculate mortgage.

Terms: When a borrower puts up an asset, such as a car, as collateral for financing, it is called a title loan. People who need money in a hurry often take out car title loans and wind up paying exceedingly high interest rates.

Construction loan: A loan which funds the construction or renovation of a property. The funds are released to the borrower in stages in line with the development of the property. This allows the borrower access to the funds as they need them so the borrower does not accrue interest on the entire loan until the whole amount of the loan has been released. More financial info on Mortgage interest calculator.

EBITDA: EBITDA stands for Earnings Before Interest, Tax, Depreciation, and Amortization and is calculated by subtracting operating expenses from revenue and adding back depreciation and amortization to operating profit (aka EBIT). EBITDA can be used as a proxy for free cash flow (FCF) because it accounts for the non-cash expenses of depreciation and amortization. On the income statement, EBITDA is a line item above net income that excludes other non-operating expenses, as well as interest expenses and taxes. Some could argue that compared to net income, EBITDA paints a rawer image of profitability. While some proponents of EBITDA argue that it’s a less-complicated look at a company’s financial health, many critics state that it oversimplifies earnings, which can create misleading values and measurements of company profitability.

Interest Rate Differential – A way lenders calculate the penalty for discharging a mortgage before the end of a closed mortgage contract. The difference between the interest that the financial institution will make if you continued your mortgage to the end of the contract and what they will make by loaning it to someone else at the current interest rate. More on Current interest rates. High ratio mortgage – A mortgage where the borrower is contributing less than 20% of the value of the property as the down payment. The borrower may have to pay a mortgage default insurance premium such as CMHC insurance, usually tacked onto the mortgage amount.

Those appliances in the household with the highest electricity demand are the dish washer, the washing machine, the tumble dryer and the kitchen stove. These can easily be equipped with timer switches, so that they run during the day, when the solar generator on the roof is producing a lot of output, which can be used directly. A high-wattage stove might be a challenge for PV by itself. In this case, a large storage unit (solar battery) can be used as a buffer for short-term load peaks. Because it is not just the number of kilowatt hours on the roof that has to be sufficient, but also the currents made available at short notice. This determines if a storage unit is designed for capacity (in kilowatt hours) or output (in kilowatts).

How long do solar panels last? However, while that’s usually the case with a central inverter (which handles the output of all the panels), a newer type, the so-called ‘micro-inverters’, are installed or included with each solar panel, and are said to have a much longer lifespan (up to 25 years), and could last for decades as well.

Global Solar Supply is a premier , US based, provider of solar panels, solar batteries, solar inverters and any other accessories needed for solar power systems. Solar system Engineering, Consulting, Advice Renewable energy is the future.We are also a certified C-10 electrical contractor, fiber optics level 2 installer, troubleshooter, and thermal imaging level 1 accredited. I have experience in the design build of SCADA and other remote interfaced control systems including 12,24,48 and up DC power systems.

Our passion is helping you run Solar for your RV, boat, communication, off grid Solar projects, wind remote power systems, grid tied applications and standalone type systems. With our Affiliate and Dealer Programs we have the combined buying power to help the home owner as well as the professional solar power installer get what they need when they need it. Give us a call or Email us we can help. We have a complete inventory for solar batteries. The company is a market leader, expert in solar panels and solar equipment montage in California, US.

Between early 2014 and 2017, the price of stationary lithium batteries has fallen by more than 40 percent. This trend is expected to continue. Furthermore, the end of February saw the introduction of a new funding programme that will continue until 2018. These are good reasons for investing in a solar battery. What size to choose depends on the building’s electricity demand and the size of your solar generator. Lithium batteries currently cost about 1,000 euros per kilowatt hour, lead batteries about 500 to 600 euros (net prices for end customers). However: In a private residence, having a storage unit without a solar generator makes very little sense. This can be different for commercial enterprises.

Solar energy is derived from the sun’s radiation. The sun is a powerful energy source, and this energy source can be harnessed by installing solar panels. Did you know that the energy it provides to the Earth for one hour could meet the global energy needs for one year? However, we are able to harness only 0.001 percent of that energy.

Advantage of Solar Energy : Solar energy systems generally don’t require a lot of maintenance. You only need to keep them relatively clean, so cleaning them a couple of times per year will do the job. If in doubt, you can always rely on specialised cleaning companies, which offer this service from around £25-£35. Most reliable solar panel manufacturers offer 20-25 years warranty. Also, as there are no moving parts, there is no wear and tear. The inverter is usually the only part that needs to changed after 5-10 years because it is continuously working to convert solar energy into electricity (solar PV) and heat (solar thermal). Apart from the inverter, the cables also need maintenance to ensure your solar power system runs at maximum efficiency. So, after covering the initial cost of the solar system, you can expect very little spending on maintenance and repair work.

Disadvantage of Solar Energy : Although solar energy can still be collected during cloudy and rainy days, the efficiency of the solar system drops. Solar panels are dependent on sunlight to effectively gather solar energy. Therefore, a few cloudy, rainy days can have a noticeable effect on the energy system. You should also take into account that solar energy cannot be collected during the night. On the other hand, if you also require your water heating solution to work at night or during wintertime, thermodynamic panels are an alternative to consider.

Few answers : We offer shipping services from USPS, UPS, FED EX, DHL, as well as freight services from many nation wide carriers. We can also work with you or your freight forwarder to get you you order as quickly and efficiently as possible.

Do you want to start a group home in Maryland? Here are some of the most major and common mistakes that must be avoided by all personal care business owners: Unless you’re generating money from your business module, you will have a negative cash flow. Most new businesses seldom pay attention to post cash flow, resulting in net loss, and the business shutting down, thereafter. So, if you’re planning on starting a new business, and have already designed a plan and strategy accordingly, refrain from making the above-mentioned 7 mistakes. These are the root causes for most startups and small businesses perishing before they even come to be known of.

Personal care is not quite a household name yet, but it is getting there. These services include; adult day care, healthcare, private home care, group homes, and a host of other skilled-based business models.Having said that, most citizens in the USA underestimate the emphatically beneficial effect personal care businesses have on our lives. This scenario is changing for the better now. By 2030, chances that healthcare services will be in huge demand are more likely than now. Consider these reasons supporting this perspective: U.S. Census Bureau’s 2017 National Population Projections has fore-visioned that, within the span of 2030 to 2060, the number of older class citizens would significantly go up. By 2020, there will be around 3 working class people for every one person in the elderly adult group. This number is bound to reduce to 2 by 2060. In addition to that, the average age of the current working population, which is 38 today, is expected to go up to 43 by 2060.

Entails a consult done via phone, video or in-office to discuss your project, start-up, licensing and certification requirements for your desired business model. Entails research of your specific and current state requirements, funding options and obtaining relevant applications, forms and documents for starting project. Read extra details on start a group home in Virginia.

Get expert advice on your application & checklist item readiness or interpreting rules and meaning of certain standards for your group home, home or companion care or personal care agency application. This policy & procedure review allows 2 to 3 of our team members to review a set of up to 12 checklist related administrative or clinical policies for compliance determination.

Adult Day Program $150/1-Hour, This single member consultation entail a 1-hour consultation via phone or Skype to discuss start-up & licensing requirements for an Adult Day Program (Medical & Non-Medical) in any State. Memory Care Home Consult $195/1-Hour, This consultation entails a 1-hour discussion via phone, Skype or in-office on the start-up and licensing requirements for a Memory Care Home in any State.

Projecting the size and structure, regarding age, sex, race, and Hispanic origin, of the older population, is essential to public and private interests, both socially and economically. The anticipated growth of the older people (a.k.a. Baby Boomers) is real. In the United States, it is projected that by 2030,approximately 20% of our population will be aged 65 and older – presenting challenges to policymakers and programs, including Social Security and Medicare. It will also affect families, industries, and healthcare providers. The statistics, by itself, characterizes a present and future demand for personal care businesses, of all types. This, in part, may also explain why nurses and other healthcare professionals are our primary clientele.

Do you need Viking Appliance Repair Service? Back then, the company only produced refrigerators but in order to keep with customer and market demands, they branched out and started producing other types of household appliances such as dryers, washers, washers and dryers, air conditioners, dehumidifiers, microwaves, and cookers just to name a few. They have so many kinds of appliances that homeowners can find and Frigidaire appliances are excellent choices to meet everyday needs. They really have taken great pains to make sure that they meet the needs of homeowners and this is why they come up with different types of the different kinds of appliances. The choices are so vast that it is easy to get overwhelmed at times but always keep in mind that if it said Frigidaire, it means great care was taken to produce that appliance.

D&V appliance repair in Orange County has been a family owned and operated company since 2005. Our main goal is to provide quality appliance service for our customers to earn their trust and confidence. During these years we have helped 1000’s of happy customers. We understand that it can be stressful when your appliance breaks down. We do our best to come as soon as possible and work fast as we can to get the problem fixed. That’s why it became our company’s strategy to invest in two things: our technicians’ education and training, and our appliance parts stock, making sure that majority of the appliance problems we can fix in one trip.

You can trust our appliance repair to our professional technicians. With years of working experience our technicians can provide the best quality appliance repair service. Whatever the problem is, we guaranty that we can fix it fast. You don’t have to worry about anything. Read more info on appliance repair in Fullerton.

For Orange County Appliance Repair Call us today 714-204-3140 or schedule an appointment on-line. We will come at the most suitable time for your and will consider all your preferences and customer our service will be happy to answer all your questions regarding appliance repairs. We are open from 8:00 AM to 9:00 PM every Monday through Saturday. We are also on call after our normal scheduled hours and on weekends for emergency repair services.

In case of broken microwave you can easily consider buying a new one, it’s much harder with a refrigerator or some other expensive appliances. Sometimes it really has sense to buy a new appliance instead of a broken one, sometimes the appliances is too old for repair or the parts are not longer available for it on the market, what makes the repair impossible. But in most cases you can benefit from choosing to repair your appliances. Repair will take a portion of the price that you will pay for a new refrigerator or stove. In most cases you can have your appliance repaired the same day and also save time and money on looking, choosing, buying, shipping and installing a new unit. And new unit will not be delivered and installed in home the same day, so you need also to take into consideration the time you will have to wait till your new appliance arrives.

LG appliances can take care of your kitchen needs since they offer countertop microwaves, over-the-range microwave models, different kinds of cooktops such as electric, induction, and gas cooktops, ovens, and refrigerators. They offer different models and sizes which can match any kind of kitchen in need of durable appliances. For your food preservation needs, LG has refrigerators in many different styles. Their refrigerators come in French 4-door models or 3-door models, side by side fridges, top freezers and fridges, or bottom freezers. Depending on the space you have and the style you are looking for, they have the refrigerator model you are looking for—available in different energy consumption rates, designs, and colors too!

Today, Samsung is a brand known to be a highly competitive name when it comes to mobile phones and electronic gadgets. Apart from providing the latest gadgets, Samsung—which is more formally known as the Samsung Group also provides home appliances with the latest technological advancements and features. Samsung is one of the South Korean companies based in Seoul, South Korea which produces home appliances, electronic goods, and telecommunications equipment among others. It was founded in 1938 by Lee Byung-chul as a trading company and the company began in the electronics industry in the latter part of the 1960s. In the 1990s, Samsung began to globalize their activities, and today, they are one of the top providers of many kinds of advanced consumer goods.