Category: Business

The rise of a financial influencer : Obediah Ayton? Obediah Ayton is a trust manager at Ayton Family Office Trust and a consultant at Tennor Holding B.V., a specialist in family office business, AI driven accounting services, finance and accounting.

Obediah Ayton about what happens when a Family Office takes the VC model: Investment Firms: Family offices are increasingly part of syndicates for deals, and strong introductions can occasionally come to them from other institutional investment firms (private equity, venture capital, or hedge funds). Seek out the Largest Offices: Family offices don’t invest more than 5 to 10% of their net worth into venture capital; the differential goes to traditional private equity and hedge funds, direct stock and bond portfolios, and real estate. This implies that for entrepreneurs seeking funding, larger family offices ($2 to $10 billion in net worth) are better places to start the search relative to smaller, niche families who may be in wait for the “perfect deal” but usually follow other professional institutions. Family Office Summits (Run by Families, Not events companies): Time is money and deciding as to which events to spend your time on is as essential as any monetary transaction.

Obediah Ayton on the new definition of a billionaire is not the net worth but in achieving change in a billion lives: If this has not been a priority, now is the time to make it one, especially given the potential for returns and the effect that these activities can have on next-generation engagement. Globalization, the remote workforce and new technology trends. Technology has changed the face of business operation and brought with a rising trend towards globalization. With this has come the rise of a remote workforce. Read additional details at Obediah Ayton.

Obediah Ayton Family Trust organizes golf networking events. Ayton Family Golf Networking is an opportunity for keen golfers and high level business men and women to connect over organised round tables and a round of golf. You have a chance to deeply get to know one another as a 4 hour round of golf is better than a 30 minute meeting in an office. What are you waiting for? Contact us if you have any questions.. Why participate? The Ayton Family brings together the world’s leading experts geared toward identifying actionable strategies for generating returns in a low-rate, high volatility market. Facilitated by the Ayton family office, the golf day will provide a full day of private peer-to-peer conversation, networking and cross-border thought leadership designed to make you think about what to look out for and how to work together. The club’s trophies still reside in the vault in the local RBS branch. Andy was recently granted permission to take photographs of these, which you can see here. The idea has been put forward that Ayton Golf Club could be reformed with members playing for the original trophies, but on other courses. Perhaps this will happen in the not too distant future.

Obediah Ayton about how to raise money from family offices: Not to do: Don’t pitch them without understanding their goals and objectives. Don’t brag about your track record or accomplishments. Don’t interrupt them in the middle of a conversation. Don’t be aggressive. To Finish: Do exactly what you say you are going to do. Meet for coffee or at their office in order for you to understand their goals and objectives better. Respect their privacy and don’t share any information about them with anybody else. Feel free to reach out and speak soon.

Tax services recommendations and services? State tax you paid last spring: Did you owe taxes when you filed your 2018 state tax return in 2019? Then remember to include that amount with your state tax itemized deduction on your 2019 return, along with state income taxes withheld from your paychecks or paid via quarterly estimated payments. Beginning in 2018, the deduction for state and local taxes is limited to $10,000 per year. When you buy a house, you often get to deduct points paid to obtain your mortgage all at one time. When you refinance a mortgage, however, you have to deduct the points over the life of the loan. That means you can deduct 1/30th of the points a year if it’s a 30-year mortgage—that’s $33 a year for each $1,000 of points you paid. Doesn’t seem like much, but why throw it away? Also, in the year you pay off the loan—because you sell the house or refinance again—you get to deduct all the points not yet deducted, unless you refinance with the same lender.

Meet With Your Tax Advisor: November is a good month to meet with a tax advisor, Powell says. They have finished their October tax filings and may have time in their schedule before the busy tax season starts after the first of the year. “If you sit down and do some math between now and the end of the year, you can make sure you are in a favorable tax bracket,” Barlin says. An advisor can help pinpoint strategies to reduce taxable income through retirement contributions or itemized deductions. That, in turn, may be key to ensuring households remain eligible for some income-based tax incentives such as student loan interest deductions. If you don’t regularly use a tax professional, Barlin says running numbers through tax software can be just as beneficial.

After the employee’s debt has been paid, the procedure for stopping the garnishment will vary depending on the type of garnishment. For federal levies, employers will receive a 668-D form, for child support the employer will receive a notice or letter from the state, and creditors will send employers a “Notice of Termination/Release of Wage Garnishment Order” for creditor garnishments. Employers should have a basic understanding of garnishments and a plan in place to respond when they occur. Consider working with a professional to ensure your plan and procedures are compliant with applicable laws based on your specific situation. Using a garnishment payment service can help you remit funds to the correct agency and help protect against undue liability and lawsuits. Find extra information on Bookkeeping Company In Houston.

Review Tax Filings From Previous Years: For most people, the changes from one tax year to the next are relatively slight. Previous tax returns are excellent reminders of areas you can easily overlook, such as interest or dividends, capital loss carry-forward balances, and infrequently used deductions. I keep paper copies as well as scanned copies of past years’ returns, in addition to four spreadsheets detailing my income and expenses for each year. One spreadsheet contains the information from Form 1040, while the others have previously filed data for Schedules A, C, and D. This allows me to quickly check whether I’ve overlooked an income or expense item, as well as the year-to-year changes in amounts. For example, if I received dividends from one security holding or interest from a particular bank in prior years, but the amount is missing or substantially changed for the current year, I know to check for the reason behind the omission, increase, or decrease before completing my tax filing.

Familiarize yourself with new tax rules: The Tax Cuts and Jobs Act that took effect in December 2017 made big changes to the U.S. tax code. The tax reform means two things for you. Some of the tax breaks you might have taken advantage of in the past are gone. There may be some new tax breaks you can use when preparing your taxes. Check out our tax reform review to see the biggest changes and start thinking about things you can do to take advantage of them.

This is a popular topic in 2020. Money are a big problem, as everyone knows. We will talk about several tax preparation advices finishing with the presentation of a top professional firm in US. Why choose Green Tree for your Houston tax services and bookkeeping service needs? Green Tree Tax is masters when it comes to Houston tax services. Because Green Tree Tax provides exclusive assistance to taxpayers, making it easier for them to get it done through right, secure channels. Whether it’s income tax services in Houston or representing you before an IRS Examiner, or simply submitting the required tax documents. Our team of highly qualified professionals are here to help you. We can E-file your taxes, Amend your taxes, Help you with CP 2000 Letters, make payment plan of your taxes, and much more. Read additional details on https://greentree.tax/.

Studying French language benefits? An introduction to an incomparable cultural universe, France is often considered the language of culture. A French lesson is a cultural journey into the worlds of fashion, gastronomy, the arts, architecture and science. Learning French also offers access to the works of great French writers such as Victor Hugo or Marcel Proust and famous poets like Charles Baudelaire or Jacques Prevert, in the original text. It means being able to hear the voices of actors Alain Delon or Juliette Binoche, and the pleasure of being able to understand the words of French songs sung by an Edith Piaf or a Charles Aznavour and even sing them yourself.

France is the world’s top tourist destination and attracts more than 87 million visitors a year. The ability to speak even a little French makes it so much more enjoyable to visit Paris and all the regions of France, and offers insights into France’s culture and way of life. French also comes in handy when travelling to French-speaking parts of the world. Speaking French opens up opportunities to study at renowned French universities and business schools, ranked among the top higher education institutions in Europe and the world.

The French Language course in Pune focuses on the reading, verbal, listening as well as writing and grammar of students in the language. There is an audiovisual room in this institute which will help you improve your vocal and listening part. The field of a foreign language is growing massively. The growth of the market is really fast. This acceleration has attracted a lot of youth in this field. Today many students are learning a foreign language to create a career in it. At the beginning of the 21st century, French was the official language of more than 25 countries. In France and Corsica, about 60 million individuals use it as their first language. Read a few extra info at French language classes in Pune.

Speak until you embarass yourself: If you’re not practicing your speaking skills until you embarrass yourself, you’re not pushing hard enough. This is why so many people learn the grammar or vocabulary, but blank out when they try to actually speak. Find an exchange partner, whether that’s a friend or a teacher on Rype, and speak your soul out. Watch movies in French audio, English subtitle: The way most people recommend is to do English audio, French subtitles. However, we recommend jumping on the deep end to get familiar as possible with how the French speak. Learning the nuances of timing, accents, and sentence structures can be accelerated by immersing the sounds in French.

Does a new language help you grow? The definite answer is Yes, learning a new language helps you to improve your brain capacity making you sharp and vigilant. It improves your decision-making capacity and helps you to explore all aspects of your problem and decide smartly. Master or Proficient – Helps an individual to effortlessly understand almost everything which they read or hear. Capable of handling coherent subjects of events or arguments from oral or written sources and can freely express in a spontaneous, fluent way, conveying finer shades of words. See a few more details on sevenmentor.com.

Be the perfect patient? A good rule of thumb for establishing good questions and opening a health-conscious dialogue with your physician is to consider the future. Are you guilty of googling medical advice? Ask your doctor what sites they recommend for knowledgeable medical information. Is your problem turning chronic? Ask how to prevent a specific illness in the future. With a doctor, you can pick their brain about weight loss advice and personal health goals. It’s also acceptable to question the prescriptions you are given. Ask why you are taking a specific medication to learn its function, or even ask about the necessity of certain pills. Are there negative side effects? Perhaps they aren’t worth the risk to you. A common example of questioning medication is antibiotic use. If you are prescribed an antibiotic, ask if the treatment is necessary. Many times a physician will tell you it’s okay to take a wait-and-see approach and only fill the prescription if symptoms worsen or do not resolve within an allotted time period.

The most common cause of back pain ? There are three common types of nerve root issues that lead to back pain: spinal stenosis, spondylolisthesis and osteoarthritis. In all three conditions, the nerve root is affected causing often-severe back pain. In spinal stenosis the pain results from narrowing of the spinal canal near the nerve roots. It can appear in one area, or several areas, of the back. In spondylolisthesis, a vertebrae slips over another vertebrae and creates a painful, unstable back. Spondylolisthesis most commonly occurs with joint issues, typically after a fracture or a degenerative joint disease, or as the result of a defect to the joints. Lastly, osteoarthritis occurs when both discs and joints begin to wear down. This ailment becomes more common as people age and leads to pain, swelling, instability and stenosis in one or several areas of the spine.

MIS Surgery, also known as MISS, is back surgery that relies on smaller skin incisions to reduce blood loss and reduce the risk of muscle damage since there is less cutting of the muscle required. As compared open back surgery, patients report faster post-surgery recovery and a shortened time frame for rehabilitation, as well as a reduced dependence on pain medication during post-op healing. The goal of minimally invasive spine surgery is to re-stabilize the back, especially the vertebral bones and spinal joints while skillfully relieving pressure on the spinal nerves. People suffering from back pain related to spinal instability, bone spurs, herniated discs and scoliosis benefit most from MIS procedures and can often avoid surgery by scheduling a consultation with Dr. Yuan to assess their particular condition, as MISS is not always necessary with expert supervision. As one of the top minimally invasive spine surgeons, Dr. Yuan of Long Beach, CA has more than 15 years of successfully treating neck, back and lower back conditions and returning patients to health with and without surgery. Find a few extra details on Minimally Invasive Spine Surgery Long Beach.

Many complain of low back and buttock pain. While there are several reasons this could occur, sacroiliac joint pain and dysfunction is one cause, and it often requires some level of medical intervention. SI joint pain and dysfunction is an ailment that commonly affects runners and other athletes as well as some people who do not identify as either. The two SI joints are in a person’s pelvis, part of the stable ring structure that also includes the symphysis pubis. Several muscles including the hamstrings, abdominals, hip flexors and gluteal muscles attach to the SI joints. This joint is different from other joints because it only allows for about two degrees of rotation and less than one millimeter of movement backward and forward, but it is a joint nonetheless. The SI joint connects a part of the spine called the sacrum to the pelvis, and as a result it absorbs a lot of stress between these two bones, which can lead to pain, especially if there is an underlying problem.

In some cases, surgery can be performed to reduce or eliminate SI joint pain. The two most common surgical approaches are SI joint stabilization and joint fusion, both of which are typically done after other therapies have failed. For the latter, minimally invasive Sacroiliac Joint Fusion systems has shown positive results in treating SI joint dysfunction. Individualized rehabilitation programs aim to treat the underlying cause of SI joint pain. By treating the underlying cause, the pain should subside and the runner can return to their routine with little modification. Sometimes bracing will be needed while a person heals. In cases where pain is severe, pain medication or steroid injections may be recommended to keep pain under control while the person rehabilitates, and when the dysfunction is very severe, surgical intervention may be required to eliminate pain and treat dysfunction and its underlying causes.

Long Beach Spine Surgery is often sought to treat spinal conditions including deformity in children and adult scoliosis, kyphosis and flatback. Dr. Yuan never recommends surgery first and guides you to many options for pain relief and quality of life. Dr. Yuan is a board certified Orthopedic Surgeon and fellowship trained spinal surgeon. He specializes in the treatment of all spinal disorders including issues with the neck and back. He treats conditions that affect the cervical, thoracic and lumbar spine utilizing both surgical and non-surgical interventions. Dr. Yuan emphasizes non-surgical treatment first and only recommends surgical procedures when absolutely necessary to better a patient’s quality of life. Read extra info on Lower back pain treatment Long Beach.

How to increase home value with a bathroom remodeling: Understanding the costs of what you want in a refreshed bathroom is an important start. But add a financial cushion to cover the hiccups that can happen during big remodels, like the contractor coming across outdated wiring or the plumber discovering faulty plumbing. Build a spreadsheet with a budget breakdown, and try to stick to it throughout the remodeling project, sharing it with contractors as well. Before heading to the home improvement store, buy materials from individuals – People often buy too much tile, paint, etc. for their own projects and sell the extra for discounted prices online.

Mosaic tiles rose to popularity a few years ago and are still going strong. However, the mixed square tiles that make for a sort of pixel-y look are less popular nowadays. Rectangular tiles that create more of a subtle, streaked look are more in style. If you want to try something a little more avant-garde, experiment with going vertical rather than horizontal.

I love the look of light tile and dark grout, but when we built I had everything put in white on white. Staining the grout dark is a simple and easy way to mimic the modern, international look of classic subway tile. I’ve done this at our home, and loved the results. I had no idea that there were so many simple yet dramatic DIY bathroom upgrades besides the standard switching textiles and painting the walls. These do-it-yourself projects make a big impact by upgrading the fixtures, hardware, and whole landscape of the bathroom—you can even do all five in just one weekend!

First of all, on the off chance that you have any maintenance issues in your home such as a broken rooftop, a soggy basement and so on — these fixes should be fixed above everything else. These little maintenance issues can transform into immense issues after some time, and remaining on top of maintenance will make your home securely livable. In case you’re intending to sell your home, it won’t make any difference how big your kitchen is. Because potential home purchasers see the hefty amount associated with fixing a defective and leaky rooftop. Find a few extra info at home remodeling.

Transoms are typically accent windows that go above or below a door or larger window. But in a space where privacy is key, a transom window works well as a standalone. These are a more affordable choice on the list, since their average cost runs between $200 and $575 including installation. Just make sure to position the window high enough that privacy isn’t compromised for a view of the outdoors.

Property management in Charlotte, NC: Selecting a lender is a matter of personal preference. Many people often shop around, looking for a lender that offers the lowest rate. More often, however, people will choose a lender based on a referral from an agent or friend. Most lending institutions will offer the same basic programs, such as FHA, VA, conventional fixed rate, etc.; and most will meet or beat another lender’s rates. What usually separates one lender from another is their “niche” product. An example would be a lending institution that specializes in low down payments, as compared to another that specializes in self-employment financing. Most agents will be able to point you in the right direction based on your particular situation.

One of the largest reasons some buyers walk away from a home purchase feeling remorseful is because they don’t consider everything about purchasing real estate before they jump into it. There are common buyer mistakes we address with all of our buyers upfront so they have a highly successful transaction. One thing that many folks don’t want to do is put in the upfront work, studying, and preparation that goes into buying a house. You need to prioritize your needs, and your wants – and if you have a partner you need to communicate together on everything. Maybe one person is ready to buy, and the other isn’t ready just yet.

The moment you hire us, we’d design a plan that would help get your property ready for sale, think of an opening price that would attract the right buyer, and suggest improvements needed to make the property more enticing. As Carolina’s number one realtors, whatever plan we develop would exceed your expectations, and make your property stand out in a pool of competition. We can also help with negotiations with potential buyers and their agents. Do not worry; we let you know about all offers, carry you along every step of the way, and act on your instructions only. We’d also help you take care of all paperwork. Discover additional details on Charlotte North Carolina realtor.

Buying more house than you can afford. It’s easy to fall in love with homes that might stretch your budget, but overextending yourself is never a good idea. And with home prices still rising, this is easier said than done. How this affects you: Buying a home that exceeds your budget can put you at higher risk of losing your home if you fall on tough financial times. You’ll also have less wiggle room in your monthly budget for other bills and expenses. What to do instead: Focus on what monthly payment you can afford rather than fixating on the maximum loan amount you qualify for. Just because you can qualify for a $300,000 loan, that doesn’t mean you can afford the monthly payments that come with it. Factor in your other obligations that don’t show on a credit report when determining how much house you can afford.

We’re licensed real estate agents in North Carolina and South Carolina. We’re very knowledgeable and experienced with real estate markets in the Carolinas especially Charlotte, Ballantyne, Indian Land, Waxhaw, Weddington, Marvin, Matthews, Mint Hill and the surrounding areas. If you’re new in Charlotte, or interested in selling or buying properties. At Grant Street Realty, helping you accomplish your investment plan is our highest priority. We are property management company in Charlotte, NC that you can count on. Contact us today to discuss more about our property management services in Charlotte, NC at: 704-497-5533. Discover even more info on https://grantstreetrealty.com/.